Life Insurance

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Is a contract between you and the Insurance Company that promises to pay the Face Amount of Coverage (Death Benefit) should you pass away during the coverage period. The coverage period varies amongst the differing types of policies that are offered. Those types of policy fall into two broad categories:

  • Term Life - A contract that begins and ends for a certain time period;
  • Permanent Life - A policy that remains in force for the remainder of your life no matter how long you live, and builds Cash Value along Life's Journey, so that if the need is no longer evident, you can cash surrender the policy.

Said another way, Life Insurance is a financial foundation for every day of your life, and those of your family members. Life insurance coverage will payoff the financial debts you've incurred to:

Pay for your Education or provide funding for your Children's Education; Purchase a Home or Vehicle;

Start a Business or Protect a Key Person within a Business; Keep the person/people you love from Financial Hardship

Create a lifeline that will last a lifetime

We know you can’t put a dollar amount on your family, but you can ensure their future is protected. And though costs are a real concern for most people considering life insurance, it never costs as much as you think.

No matter the situation, it is important to know what type of policy best suits your needs, the amount of coverage desired, and most importantly, who the beneficiary will be.

One of the professional agents at our agency can help you learn more about purchasing a life insurance policy. Having peace of mind knowing that when you leave this world, your family won’t be burdened with financial hardships.