Coronavirus Information

The Insurance Industry Does Care!

Because insurance companies anticipate a decrease in drivers on the road, less accidents, and fewer miles driven due to the shelter-in-place orders due to the Coronavirus, our insurance companies will be returning a percentage of April and May’s premium from your Personal Auto Insurance policy.  We have not heard what date, but you will not have to do anything in order to get it except have an auto policy with one of these companies in force in April.

Concord Group Insurance:  Returning 15% of April and May auto premiums.  When we get more specific information from Concord Group we will pass it on.

Hanover Insurance Companies:  Returning 15% of April and May auto premiums to Personal Lines Auto clients, read more:

Plymouth Rock Assurance Co.:  Returning 25% premium credit on Liability & Personal Injury Protection Coverages.  All relief will be available to current policies & new business, effective April 1st and extended until each state’s individual stay-at-home orders are lifted.  More information here,

Progressive Insurance:  Progressive personal auto customers who have a policy in force as of April 30th will be credited 20% of their April premiums in May and personal auto customers with a policy in force as of May 31st will be credited 20% of their May premiums in June. 

Safeco Insurance Company:  Returning 15% refund on two months of annual premium to Personal Lines Auto.  They will issue refund in the manner you made your most recent payment or by check.

Cyber Security during Coronavirus

Resource Library

The National Cyber Security Alliance, a public/private partnership that focuses on privacy and security, provides a free StaySafeOnline library of information on current scams, cyber threats, remote working, disaster relief and more. The alliance is working to update this resource library as new resources become available.

There are many scams related to the COVID-19 outbreak, ranging from scams trying to get your personal information to free Netflix offers to fake COVID-19 maps and websites. Here’s how to spot the scams and the best steps to take: 

Stimulus Check Scams

As the federal government prepares to send stimulus checks to Americans, scammers are already at work. Messages by phone, text, email and social media suggest that you might qualify for a special COVID-19 government grant and that it’s necessary to first verify your identity to process your request. Other twists on the scam suggest that you can get more money or get your check faster if you share personal details and pay a small “processing fee.”  

According to the Federal Trade Commission

1. The government will not ask you to pay anything up front to get this money. 

2. The government will not contact you to ask for your Social Security number, bank account or credit card number.  

3. These checks aren’t a reality yet. Anyone who tells you they can get you the money now is a scammer.

If you spot one of these scams, please contact the Federal Trade Commission at  

How to Avoid Other COVID-19 Scams

To avoid becoming a victim, the FTC offers some additional tips:

1. Hang up on robocalls. Scammers are using illegal robocalls to pitch everything from scam COVID-19 treatments to work-at-home schemes. The recording might say that pressing a number will let you speak to a live operator or remove you from their call list, but it might lead to more robocalls, instead.

2. Ignore online offers for vaccinations and home test kits. At this time, there are no FDA-authorized home test kits for COVID-19. 

3. Fact-check information. Before you pass on any messages, contact trusted sources. Visit What the U.S. Government is Doing for links to federal, state and local government agencies.

4. Know who you’re buying from. Online sellers may claim to have in-demand products, like cleaning, household and health and medical supplies when, in fact, they don’t.

5. Don’t respond to texts and emails about checks from the government. Anyone who tells you they can get you the money now is a scammer. The government is still working on details related to check distribution.

6. Don’t click on links from sources you don’t know. They could download viruses onto your computer or device.

7. Be wary of emails claiming to be from the CDC or other experts. For the most up-to-date information about the COVID-19, visit the Centers for Disease Control and Prevention and the World Health Organization.

8. Do your homework when it comes to donations. Don’t let anyone rush you into making a donation. If someone wants donations in cash, by gift card or by wiring money, don’t do it.

The Department of Homeland Security provides info through its National Cyber Awareness System.

Taken from Patriot Insurance, Agency Blog, April 9, 2020