No matter your profession, at Barton Insurance we want you to feel secure in trusting us with your business coverages. Since 1954, we have provided businesses in the Contoocook and Lake Sunapee regions with extensive commercial insurance plans. Outside of our expanded offices in Contoocook, Grantham, New London, and Sunapee, we also provide coverage throughout all of New Hampshire and Vermont. Some of the commercial insurance coverages we provide include:
- Job Site
- Errors and Omissions Insurance (E&O)
- General Liability
- Workers’ Compensation
Because of the complexity involved in commercial insurance, either our office manager, Heidi Currier, or our agency’s president, Ben Barton, will contact you within the next business day to gather information necessary to finish the quotation.
In order to effectively provide your business with appropriate coverage, we would appreciate it if you could send us the following information:
- Your contact Information
- Property Address
- Lines of Business Desired
- Workers’ Compensation
- Property and Liability
- Business Owner’s Policy
- Business Auto Policy
Given the commonality of lawsuits in the business world, it is important to protect both yourself and your business. If your business frequently provides advice and/or represents others, E&O insurance is strongly recommended. Professions with E&O insurance include architects, real estate agents, accountants, home inspectors, etc.
E&O insurance is designed to specifically protect your business from lawsuits based on errors, omissions, or neglect. E&O insurance also expands beyond the previously mentioned guidelines. It can also protect you from libel, slander, and breach of contract.
We at Barton Insurance will work with you to provide your organization with an effective E&O insurance policy.
Property & General Liability
Whether you’ve been in business for years or are just starting out, you need insurance in place to cover your building and your equipment. In our litigious society it is imperative that you have a good liability policy. Our general liability insurance plans will provide you with sufficient coverage in the event of a lawsuit. Depending on your operations, you may need more than one policy to cover your liability exposures. The future of your business depends on your ability to regroup and rebuild after disaster strikes. We will partner with you to put together a package of coverage that best ensures your continued success.
If you have employees, you are required to carry workers’ compensation coverage. If a workplace accident occurs, workers’ compensation will provide coverage for medical bills and indemnities if the accident results in an employee’s long term absence. We work with companies that take a proactive approach to workers’ compensation coverage, providing safety classes and loss control services that will help you avoid injuries before they happen.
If you have a vehicle titled to your business, you need a business auto policy. You want to make sure you and your business are adequately covered in the event of an accident. Whether you have a single truck or a fleet of vehicles, we can help you find the right policy at the best price that fits your needs.
When you are asked to provide a bond, turn to us for help. We offer license and permit bonds as well as probate bond services.
In the event of a serious incident, the standard liability limits on your Commercial General Liability or Business Auto policy may not be enough. If a claim exceeds those limits your business assets could be in jeopardy. A Commercial Umbrella policy provides liability coverage beyond that available on the underlying General Liability and Business Auto policies.
We understand the needs of local businesses because we are a local business. Let us take away the headache of insurance so you can focus on your business. Call us today for a quote at (603) 526-6991 or fill out the form on the right and we’ll get back to you within one business day to discuss your needs and hopes.