July 17, 2021

Do you tend to use ‘big name’ insurance agents when you’re looking for insurance coverage? If you’re nodding your head, don’t worry; you’re not the only one. Unfortunately, this may mean that you are missing out on many benefits compared to using a Neighborhood Insurance Agent. Let’s look at some of these benefits:

Your Neighborhood Insurance Agent is local to your area. Who knows, they may even be your actual neighbor! Having a local, trusted advisor who understands your specific needs has excellent value to it. You will be able to get advice on your territory rating that only someone who lives and works in your area would know.

Having someone local who knows the risks and possible coverages you need specific to your area is vital when obtaining. They will know if your area is prone to flooding, hurricanes, theft, etc.

If unexpected damages happen to your property, i.e., a car goes through your front yard, a tree falls in a storm in the middle of the night, you want to be able to contact someone quickly and directly. This can be done through a neighborhood insurance agent and less likely through a more prominent company. They generally have an out-of-hours phone number that you can reach them on in case a disaster strikes.

We all know that good help can be hard to come by. Being able to talk to the same person every time they already know you and your situation gives that personal touch that we don’t get a lot of in these busy times.

If you use a neighborhood insurance agent, it means that you are supporting a local small business. Small businesses were severely affected during the COVID-19 pandemic, so anything we can do to help them and get excellent service in the meantime benefits both parties.

If you want to purchase different policies, maybe for your house and car, a local insurance agent can do this for you. They’re available to sell from a variety of insurers, something that non-independent agents can’t do. This is because they don’t have a vested interest in any one brand or company.

We all know that policy jargon isn’t the easiest to understand, particularly regarding insurance. The last thing we want is for you to have to make a claim and then find out that you aren’t covered for it like you thought you were. A neighborhood insurance agent will take the time to explain all this to you. They’ll decipher all the confusing wording for you, so you know exactly what you are covered for.

Neighborhood Insurance Agents can provide you with unbiased advice. Independent agents work with dozens of companies that offer different types of insurance policies.

Get the most for your money. Since independent insurance agents aren’t advocates for a single company, they can help you find the best prices without any preference for one company over another. This freedom also allows independent insurance agents to find plans better suited to the needs of their customers.

Your neighborhood agent knows and works closely with other local businesses, including contractors, local Bank financial institutes, and Real Estate agents. These businesses can be a great resource if you are needing referrals and help if you are thinking of purchasing a home in the area.

The main aim of a Neighborhood Insurance Agent is to make sure they are serving their local community and their needs. By providing personable customer service and prompt but fair claim resolutions, Barton Insurance Agency can do this for you.