Auto Insurance

Auto InsuranceFor over 60 years, Barton Insurance has helped provide auto insurance needs within the Lake Sunapee and Contoocook areas. Since then, we have been able to extend our reach throughout all of New Hampshire and Vermont. Our comprehensive auto insurance plans are designed to specifically match your individual needs. Some of the plans we provide include:

In addition to standard auto coverage, we also offer policies for the following:

  • Motorcycles – on and off road
  • Classic/Collector Cars
  • Boats
  • RVs/Campers
  • Snowmobiles
  • ATV/Off-Road Vehicles
  • SR-22

Personal Auto Insurance

While anyone can sell you an Auto policy over the internet, we are available to answer your questions in person, by email, or with a quick phone call that doesn’t require you to wander through a phone tree. We are here to put together the coverage you need to protect your vehicle, your family, and your ability to get to work.  Most of our carriers offer significant discounts when you place both your home and auto with them – let us quote both so we can offer the most comprehensive package of coverage at the best price!

Classic Car Insurance

Since 1954, Barton Insurance has been helping New Hampshire and Vermont drivers maintain affordable and consistent auto insurance. Our knowledge of classic cars has helped keep us going ever since. In order to effectively protect your car, it is important to understand some of the insurance differentials between classic and modern cars.

Both classic and modern cars have specific values attached to them. Contrary to modern cars, in which the value is determined by subtracting yearly depreciations from the original price, classic cars are valued differently. When purchasing auto insurance, there is an agreed value put in place. This value is a paid guarantee in the event of a total loss. Unlike modern car insurance, there are no depreciations to consider.

On average, New Hampshire residents with classic car insurance pay 60 percent less than those with standard auto insurance. This reduced rate does come with a set of certain rules. These limitations can vary but generally involve an age requirement as well as a yearly mileage restriction. For additional information about these limitations, please contact one of our agents.

Motorcycle Insurance

Ensuring that you have motorcycle insurance is equally as important as making sure you have car insurance. Barton Insurance represents numerous insurance companies and will work with you to protect your motorcycle. By learning more about your specific riding habits and budgetary questions, we can find the plan best for you.

We provide motorcycle insurance throughout New Hampshire and Vermont.

Boat Insurance

The state of New Hampshire has an abundance of waterways for boating enthusiasts. Boat insurance is a great way to protect your investment. Our insurance policies provide several inclusive coverages to protect both you and your boat. These include:

  • Liability Coverage: Designed to protect you in case of an accident
  • Property Damage Coverage: Protects your boat from damages such as lightning and fire as well as vandalism.
  • Medical Coverage: Finances hospital bills in the event of an injury to a passenger.

Snowmobile and ATV Insurance

With over 7,000 miles of trails to explore, New Hampshire is a great destination for snowmobile and off-roading enthusiasts. Given the expenses that come with purchasing either a snowmobile or an ATV, insurance coverage is vital.

Much like our boat and auto policies, snowmobile and off-road vehicle insurance policies are designed to protect you on the trails. Both of our policies offer specific coverages such as collisions and liabilities. At Barton Insurance, our goal is to make sure you are properly protected no matter how you chose to travel.

New Hampshire SR-22

The Department of Motor Vehicles in New Hampshire frequently requires individuals to file a proof of insurance form (SR-22). At Barton Insurance, we can help ensure that your SR-22 is properly filled out and filed. Some of the instances in which filing an SR-22 would be required include the following:

  • Conviction for Driving While Intoxicated
  • Leaving the scene of an accident
  • Conduct after an accident
  • Reckless operation (2nd offense)

For additional information regarding specific SR-22 requirements, please visit the New Hampshire Department of Motor Vehicles website.

We recommend Personal Umbrella Insurance for all our clients

In the event of a serious claim, the liability limits on your home or auto policy may not be enough. We live in a litigious society with medical costs constantly increasing.  An Umbrella policy can protect your assets and livelihood from confiscation in the event of a large judgment against you by providing liability limits beyond what you have on your home and auto policies.  A $1,000,000 umbrella policy can cost as little as $150 per year.

Our companies offer a variety of optional coverages that may or may not be appropriate for you. Call us to discuss your needs and get a quote, or fill out the form on the right and you will get a response from one of our agents within one business day.