If it rains where you live, you might want to think about flood insurance. A standard homeowners policy does not cover flood damage. Winter will end, and when it does, there will be rain and melting snow. If you are concerned about flood damage, now is the time to secure coverage as there is a 30-day waiting period for coverage under a flood policy to kick in. See the below links for more information about the hazard of flooding and what is and is not covered by flood insurance. Give us a call with any questions or to purchase a policy!